What is no-fault auto insurance?
No-fault auto insurance is sometimes also referred to as personal injury protection...More
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Do I have to have car insurance?
Most states require drivers to have car insurance and to be able to provide proof of insurance at all times during the operation of their vehicles...More
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What is the difference between Medicare and Medicaid?
They may have similar sounding names, but Medicare and Medicaid are two distinctly different medical insurance programs...More
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How do I get private health care?
You can apply for private health insurance at any time if you are not or your spouse is not already covered by a work-related group health insurance plan...More
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Can I be denied health insurance?
The 1996 HIPAA (Health Insurance Portability and Accountability Act) made it law that you cannot be denied group health insurance for a pre-existing medical condition...More
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Why is car insurance so expensive for young drivers?
Car insurance is far more expensive for young drivers than it is for adult drivers due to several factors...More
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Whose auto insurance pays if I’m driving someone else’s car and I’m in an accident?
Car insurance is just that: car insurance. It’s not driver insurance...More
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Should I get renter's insurance?
Renter’s insurance is not required when renting a property; however, depending on the value of the belongings that you keep there, you may want to consider it...More
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What's the difference between term and whole life insurance?
Term life insurance and whole life insurance are two very different approaches to providing a life insurance policy to your family in the event of your death...More
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Why is life insurance important?
For young people with no health issues and no families to support, life insurance can be seen as an unnecessary expense...More
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Does life insurance test for drugs?
In order to prevent unhealthy individuals from signing up for life insurance under false pretenses (those pretenses being their assumed good health and non-smoker/non-drug user status), a life insurance company may have you undergo a series of tests to determine your health...More
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How much car insurance do I need?
Different states have different requirements for how much car insurance you are required to have before you can register your vehicle...More
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Does my driving record affect how much I pay for car insurance?
Your driving record has the biggest impact on how much you pay for car insurance, and in many cases, can make or break your ability to be insured at all...More
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Why is my car insurance so expensive?
If your car insurance is unnaturally high, there could be several factors playing into this...More
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How long can my kids stay on my car insurance?
Although your kids are legally eligible to purchase their own car insurance at age 18, you may find it advantageous to keep them on your family policy to help drive down cost (in some cases, the more drivers on the policy, the cheaper the overall cost due to multiple driver/multiple vehicle discounts)...More
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How long can my kids stay on my health insurance?
Presently, the length of time that your children can stay on your health insurance varies by medical benefit plan and state of residence...More
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What are the cheapest cars to insure?
The type of car you drive has a financial impact on how much you pay for auto insurance...More
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Do I need pet insurance?
There may have been a time not too long ago when the notion of paying for medical insurance for your pets would have evoked laughter...More
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What is umbrella insurance?
Put simply, umbrella insurance is extra insurance...More
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Should I buy travel insurance?
If you travel often, you probably hear a lot about travel insurance but haven’t stopped to consider it...More
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