Although your kids are legally eligible to purchase their own car insurance at age 18, you may find it advantageous to keep them on your family policy to help drive down cost (in some cases, the more drivers on the policy, the cheaper the overall cost due to multiple driver/multiple vehicle discounts). Most car insurance policies allow you to keep your children insured until they turn 25.
As a parent, you’re not obligated to provide auto insurance for your children as long as they do not drive. However, if your child is under 18 and has a license, you are required to provide insurance coverage for as long as your child keep her or his license.
Do you want to find out if you can save money by keeping your children on your auto insurance policy until they turn 25? Talk to an insurance agent today about your choices.
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