How much car insurance do I need?

Different states have different requirements for how much car insurance you are required to have before you can register your vehicle

  • Liability: This is usually the bare minimum required by your state, which pays for any damages that you might inflict on others in the event of a car accident.
  • Collision: This covers repairs to your car in the event of an accident and should at least equal the value of your vehicle.
  • Personal Injury: If you already have existing medical insurance, buying personal injury protection in excess may not be necessary, but you should sign up for at least the minimum offered.

To find out what the minimum car insurance requirement for your state is, contact your local DMV.

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