What is no-fault auto insurance?

No-fault auto insurance is sometimes also referred to as personal injury protection. It basically allows a policy holder to ask for reimbursement of damages from their very own insurance company, as opposed to going after the other party involved in an accident.

It was initially introduced as a way to cut down on the number of lawsuits in response to car accidents and to lower insurance premiums. Some states require drivers to maintain no-fault auto insurance.

To find out if your state requires you to have no-fault auto insurance and to obtain price quotes for coverage, find an auto insurance company near you.

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