Why is my car insurance so expensive?

If your car insurance is unnaturally high, there could be several factors playing into this. Typically, auto insurance rates are impacted by any of the following reasons.

  • Your age, gender, and marital status. Single males under 21 are considered the highest risk category to insure.
  • Poor driving record. Even if you don’t have any accidents or speeding tickets on your record, if you’re a magnet for traffic violations, this can greatly impact how much you pay for car insurance.
  • Type of car you drive. Insurance companies assign higher risk ratings for certain cars than for others.

If you don’t find yourself in any of the above categories and are still paying too much, it might be time to shop around for a new insurance provider.

To find out what it’ll take to lower your premiums, talk to your auto insurance provider.

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