While it's uncomfortable for anyone to consider their mortality, making arrangements in advance can ease the burden on family and friends when you pass. With a pre plan funeral, you can take solace in knowing you've done everything in your power to care for your loved ones even when you are no longer with them.
While you might be confident that your family is already familiar with your wishes, that might not be the case.
The strain of processing grief and death might affect their memory. There are personal decisions that only you can make, and taking the time to record your wishes will prevent your loved ones from experiencing unnecessary stress during an overwhelming time. For example, you can record whether you'd prefer to be buried or cremated.
Sometimes there are disagreements between family members about how to proceed with funeral arrangements. Having clear instructions from the deceased can help prevent conflict when relationships will already be strained by grief. Even if you have life insurance, this will help with financial costs but will not address decisions that need to be made. Some companies will allow you to start a layaway plan for your service, locking in today's prices and saving you money in the future.