Increase your deductibles: Raising your deductibles can lower your premiums. But make sure you can pay the deductible if you need to make a claim.
Bundle policies: Some companies offer discounts for bundled or packaged multiple policies, such as car and home insurance.
Maintain a good driving record: Insurance companies reward safe drivers with lower premiums. Avoid accidents, tickets, and other driving infractions to keep your rates low.
Choose the right car: The type of vehicle you have affects your insurance premiums. Cars with high safety ratings and low repair costs typically have lower premiums.
Reduce coverage on older vehicles: If you have an older car that's paid off, consider reducing or eliminating collision and comprehensive coverage, which can save you money on premiums.
Take advantage of discounts: Many car insurance companies offer discounts for good students, military personnel, and other groups. Ask your insurance company about any available discounts that you may be eligible for.
Take the time to compare policies and coverage so you can save on car insurance. Reviewing your coverage periodically is important to ensure you're getting the best rates possible.