Do You Need a Rain Insurance Policy For Your Next Event
now that summer is upon us, many businesses and organizations are planning, and throwing, large outdoor events. Everything from concerts to fundraisers is being scheduled outside in order to take advantage of the beautiful summer weather. Unfortunately, the weather is fairly unpredictable. And with the time it takes to fully plan an outdoor event, it is impossible to guarantee Mother Nature will cooperate. For this very reason, anyone organizing an outdoor event should be aware of a rain insurance policy in order to determine if it is right for you.
We know you can not guarantee the weather when planning your event.
However, a rain insurance policy could cover your losses in the case of inclement weather. Before looking into the availability of a policy it is first important to consider if that type of policy can work for you. First and foremost, can your event be rained out? Some events can be marketed as "rain or shine" meaning, regardless of the weather, it is expected the event will go on. Other events may involve additional expenses for materials and appearances that could be weather dependent. Think of structures with exposed metal that could attract lightning or sensitive material that could be damaged if exposed to the elements. If those are part of your event, a rain insurance policy can ensure you are responsible to your attendees without risking your financial wellbeing.