Businesses need to get organized and entrepreneurs should be covered by the right types of insurance. Otherwise, you are leaving yourself exposed to a variety of risks. A garbage removal company might seem like something you can get away with doing without insurance. After all, you're just removing junk.
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However, if you don't have the right insurance policies, you could end up in hot water.
First, you're almost certainly going to be using some type of vehicle while running your junk removal company. For any vehicle to operate on the road, you generally need some sort of insurance. Otherwise, driving on the road could be illegal and dangerous. With a junk moving company, you'll probably have a trailer and may need commercial insurance as well.
General liability insurance is also wise. This insurance may cover you in a wide variety of events. For example, you might be removing trash when an employee stumbles, then puts something, say a shovel, through a window.
Also, make sure that employees are covered. If an employee is injured it could result in hefty medical bills and other problems. Unfortunately, an injury or similar issue could ruin your business.
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